Debt Collection Agencies
If your creditors have trouble getting the money you owe them they may use a debt collection agency to chase the debt for them.
Debt collectors aren’t court officials and don’t have the same powers as bailiffs. They can’t enter your home or seize your possessions. They can only write, phone, or visit your home to talk to you about the debt and how to pay it back.
Debt collectors must follow the OFT (Office of Fair Trading) debt collection guidance.
Make sure you don’t simply ignore them, most debt collection agencies follow strict guidelines, and will try to help you wherever possible.
Debt Collection Agencies
Below is a selection of just some of the debt collection agencies that we deal with. If you are receiving letters or telephone calls from debt collection agencies then contact us now for help.
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Debt Collectors List UK (Bailiff's)
With more than 1 million clients, Moorcroft Debt Recovery is one of the UK’s largest debt collectors in the UK. The company manages both consumer and commercial debts. Agents contact customers by phone or letter to arrange affordable repayment plans and prevent further action where possible.
BPO Collections manages overdue accounts for banks, utilities, and telecoms companies. They contact customers to confirm account details and set up manageable repayment options. The agency is authorised and regulated by the Financial Conduct Authority to handle consumer debt responsibly.
Marston Holdings is one of the UK’s largest enforcement and recovery companies. It manages debts for courts, local councils, and commercial clients. The group’s enforcement officers operate nationwide, carrying out High Court judgments and public sector collections in line with strict legal and ethical standards.
Jacobs supports local councils across the UK with enforcement and debt recovery services. Its team focuses on unpaid council tax, business rates, and penalty charges. Agents may contact residents directly to arrange payment or visit properties when debts remain outstanding under local authority instruction.
Lowell buys unpaid debts from lenders such as banks, credit card providers, and retailers. Once purchased, they work directly with customers to agree manageable repayment plans. The company is one of the UK’s largest debt purchasers and follows FCA guidelines for fair and transparent collection.
Local councils often appoint Equita to collect unpaid council tax, parking fines, and business rates as a last resort. Enforcement agents may visit homes or businesses to agree payment or recover goods in line with legal regulations.
Bristow & Sutor provide enforcement services for councils in both England and Wales. The company recovers unpaid council tax, business rates, and parking fines through regulated enforcement action. Trained agents visit properties, agree payment arrangements, or recover goods when necessary, following all legal requirements for local government debt.
DCBL provides debt collection and High Court enforcement services across the UK. The company works with individuals and businesses to recover unpaid debts under regulated procedures. All collections are handled in compliance with industry standards and legal requirements.
Pastdue Credit Solutions recovers overdue accounts for major banks, utilities, and retailers. Customers are contacted by phone, text, or letter to discuss affordable repayment options. The agency operates under FCA regulation, ensuring all collections are handled fairly and in line with consumer credit standards.
Cabot Financial purchases defaulted accounts from lenders including banks and credit card companies. Customers then work directly with Cabot to create affordable repayment plans. The company is authorised by the Financial Conduct Authority and focuses on helping people resolve long-term debt in a sustainable way.
Dukes works with councils and private companies to recover local and commercial debts. Typically, they handle cases like council tax arrears, parking fines, and business rate enforcement. The firm aims to resolve accounts through clear communication before escalating to enforcement visits or further recovery action.
Whyte & Co act for councils and government bodies to recover local taxes, business rates, and parking penalties. Its enforcement agents operate under contract with public authorities. The firm follows strict regulatory procedures to ensure all collections are handled lawfully and with appropriate communication throughout the process.
Newlyn is an enforcement agency that helps local councils recover unpaid council tax, parking fines, and business rates. Enforcement agents are authorised to visit properties, agree repayment terms, or collect goods when debts remain unpaid. The company operates under UK regulations for local government debt recovery.
Credit Card Companies
Loan Companies
Local Councils (Council Tax)
