Got A Question For Us?
We’d Love to Hear From You!
Contact our team today who will be happy to help in any way they can
Rated Excellent
100% FREE ADVICE
Get information today on your available options
Got A Question For Us?
We’d Love to Hear From You!
Rated Excellent
100% FREE ADVICE
Get information today on your available options
Our Offices
- Meadowbank House, Meadowbank Business Park, Oldham, OL9 8EH
- 0161 884 4208
- hello@pennyplan.co.uk
- Opening Times 9am - 7pm
Understand your debt options
Our friendly team will make sure you understand all your options, so you can choose the best fit for your circumstances.
Debt Management Plan (DMP)
An informal arrangement between you and your creditors that lets you make lower monthly payments, whilst still paying the total amount of debt.
Individual Voluntary Arrangement (IVA)
A formal agreement between you and your creditors. You make affordable monthly payments over fixed period with debt written off at completion.
Debt Relief
Order (DRO)
A debt relief order (DRO) is a formal debt solution for those who have no assets such as car or property. Eligibility criteria does apply.
Bankruptcy
A formal insolvency procedure that involves applying to the court for an order to clear your debts. Monthly payments to your debts may still apply.
Debt Management Plan (DMP)
An informal arrangement between you and your creditors that lets you make lower monthly payments, whilst still paying the total amount of debt.
Individual Voluntary Arrangement (IVA)
A formal agreement between you and your creditors. You make affordable monthly payments over fixed period with debt written off at completion.
Debt Relief
Order (DRO)
A debt relief order (DRO) is a formal debt solution for those who have no assets such as car or property. Eligibility criteria does apply.
Bankruptcy
A formal insolvency procedure that involves applying to the court for an order to clear your debts. Monthly payments to your debts may still apply.
Access a PennyPlan today
100% FREE ADVICE
Get information today on your available options
Take the first steps to becoming Debt Free!
- One lower monthly payment
- Write off 75%* of unaffordable debt
- Freeze interest & charges
- Stop legal action including bailiffs
- Receive FREE well-being sessions
100% FREE ADVICE
Get information today on your available options
Take the first steps to becoming Debt Free!
- One lower monthly payment
- Write off 75%* of unaffordable debt
- Freeze interest & charges
- Stop legal action including bailiffs
- Receive FREE well-being sessions
