Gambling Debt – Your Options to Tackle
Gambling is a big part of British culture and, more often than not, can fuel debt-related issues. Whether you’re placing football accumulators on weekends or gambling more frequently with online casinos, things can quickly spiral out of control after losing a few bets and trying to recover losses. If you have found yourself in the […]
The Rise of Crypto Scams
The number of financial scams for consumers to steer clear of was already extensive, but this figure skyrocketed with the mainstream adoption of digital currency, commonly known as cryptocurrency. In recent years, the world has witnessed a significant surge in the popularity of cryptocurrencies. While these digital assets offer exciting opportunities for investment and financial […]
How to Find The Best IVA Companies (UK) in 2024
Are you struggling with debt and considering an Individual Voluntary Arrangement (IVA) as a solution? Finding the right IVA company can make a world of difference to achieving your aims of financial stability. With numerous IVA companies in the UK market, it can sometimes be hard to know which is the best IVA company for […]
Can You Get Credit While On A Debt Management Plan (DMP)?
When considering which debt solution is best suited to your individual circumstances, you’ll no doubt be considering how it affects your future plans. This understandably includes the impact on lending and whether you can obtain further credit whilst on debt management plans. In this article we discuss how the effects a debt management plan has […]
Mental Health & Money: Tips to Break Free from the Debt-Stress Cycle
In today’s fast-paced world, the ties between financial well-being and mental health have never been more evident. Across the UK, countless individuals grapple with the stress from debt. From increases in mortgage interest rates, to increased credit card debt repayments and council tax. But beyond these financial figures lies a deeper, often unspoken reality: the […]
Can an IVA Stop Bailiffs? The Answer is Yes.
Are you struggling with debt and worried about the potential arrival of bailiffs at your doorstep? You’re not alone, and it’s a daunting situation for anyone. However, there are solutions that can potentially provide relief and stop enforcement agents before they arrive to your property. One such solution is an Individual voluntary arrangement, or more […]
IVA Rejected – What Next?
When facing mounting unsecured debts, many people consider an Individual Voluntary Arrangement (IVA) as a means to regain control of their financial situation. An IVA provides a structured repayment plan over set period of time, while offering protection against legal actions from creditors. It even gives you potential debt write off. However, for an IVA […]
Emotional and Mental Impacts of Being in Debt
If you’ve not been feeling yourself recently due to money problems, you’re not alone and there are many individuals struggling whilst trying to navigate their way out back into the black. And although financial difficulty is felt across many households, the emotional strain of accumulating debt can have profound implications for an individual’s psychological well-being. […]
PennyPlan Announces Groundbreaking Partnership with JLingz FC
PennyPlan x JLingz FC – A Commitment to Financial and Mental Well-being in the Local Community Renowned for our innovative debt solutions and unwavering commitment to mental well-being, PennyPlan are proud to announce our latest partnership. We’ve joined forces with JLingz FC, the South Manchester football club founded by ex-Manchester United and England star Jesse […]
How Much Does an IVA Leave You to Live On?
Are you struggling with debt and considering an Individual Voluntary Arrangement (IVA) as a solution? If you have been looking into an IVA, one of the questions you may be looking for answers on is ‘How much does an IVA leave you to live on?’ Understanding how IVA payments work and how they affect your […]
