Rated Excellent

Meet The Team

Our Leadership Team

Here at PennyPlan, we pride ourselves on being something completely different to the rest of the debt-help sector.
Not only do we want to help you with your finances, but we want to improve your mental health too.


Managing Director

Patrick has well over 20 years experience in the debt and financial sectors and previously owned an IVA practice for 11 years.  

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As one of the Directors of the company, John brings a wealth of experience and a genuine commitment to helping clients overcome debt and achieve lasting financial wellbeing

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Customer Service Director

Chris is on a mission to guide individuals towards a more secure financial future, leveraging both expertise and wellbeing services. 

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Insolvency Drafter

Tony’s career in Insolvency started in 2015 when he worked as part of the Supervisory Team, overseeing IVA’s from the start date until they were successfully completed.

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Insolvency Administrator

Michelle is passionate about helping individuals navigate through financial challenges, with over 10 years of experience within the Insolvency industry. 

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Meeting of Creditors Chairman

Katherine’s career in Insolvency began in September 2016 where she worked various roles to gain experience within the industry which led her to eventually becoming a Chairman.

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