IVA Debt Advice | IVA Debt Management Company

Prefer to talk? Call 0161 808 8811

Open til 7pm Monday to Friday

What people say...

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Honest Debt Help

Joe was so helpful. He listened to me and advised me on what he thought was the best route for my debts. It’s never easy making these calls and Joe was very kind and resourceful. Thank you.

Stacey Axton

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Would highly recommend

Very friendly, non judgemental and professional. Made the whole process easy and simple thanks to the way they handled everything.

Robert Rhodes

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Amazing Support

The service was professional courteous and very empathetic. They explained all options and never applied any pressure to chose a particular one, always checking in with the client to make sure they understood everything by asking why the preferred certain options.

Christopher Spencer

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100% recommend

Brilliant service. Helped me through a hard time. Dealt with all my creditor's and even spoke to me on a weekend when I was stressed about a bailiff message. Can't thank them enough.

Jessica Day

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Great customer service

Great customer service from all the team throughout my application, kept me updated on every step of the process and went above and beyond to get me the help I needed. Would 100% recommend.

Jack Rolfe

Write off unaffordable debts with a tailored debt management plan.

At PennyPlan, we offer friendly, expert advice to help you deal with unaffordable debt. Whether you’re struggling with credit cards, loans, utility bills, or council tax, we’ll guide you through your options and support you every step of the way.

From informal Debt Management Plans to formal solutions like IVAs or Debt Relief Orders, we’ll help you find the right path forward. You could write off up unaffordable debt and regain control with one affordable monthly payment whilst gaining access to free mental well-being support.

Learn more

What an IVA looks like Debt solutions available How it works

What does an IVA look like?

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Subject to creditor acceptance. Payment subject to individual circumstances.  Credit Rating may be affected. Fees apply, subject to individuals circumstances.