pennyplan
Debt Solutions

Helping to find the right debt solution for you

Here at PennyPlan, we pride ourselves on being something completely different to the rest of the debt-help sector. Not only do we want to help you with your finances, but we want to improve your mental health too.

See if you qualify for an IVA

Understand your debt options

Our friendly team will make sure you understand all your options, so you can choose the best fit for your circumstances.

Learn how it works

Learn more about IVAs

example iva calculator figures

See what help you qualify for

Select your debt amount

Under £6,000 £6,000 - £30,000 £30,000+

Other Debt Solutions available

Debt Management Plan (DMP)​

An informal arrangement between you and your creditors that lets you make lower monthly payments, whilst still paying the total amount of debt.

Debt Relief Order (DRO)

A debt relief order (DRO) is a formal debt solution for those who have no assets such as car or property. Eligibility criteria applies.

Bankruptcy

A formal legal process that can write off many unsecured debts, usually where other debt solutions are not suitable. Your assets may be affected.

Get free debt advice

From the blog

How PennyPlan reduced a client’s monthly debt payments by 60%.
Read the case study
Get free expert advice

You talk, we’ll guide.

Call 0161 808 8811

Open til 7pm Monday to Friday