Nationwide Debt Advice & Support
Finding it hard to manage what you owe to Nationwide? Our team can help you make sense of your options and start easing the pressure today.
- Write off 75%* of unaffordable debt
- One lower monthly payment
- Stop creditor hassle and bailiffs
- Access mental well-being services
Your credit rating may be affected if you opt for a debt solution.
Rated Excellent
100% FREE ADVICE
Get information today on your available options
Worried About Nationwide Debt? We’re Here to Help
If your Nationwide loan, credit card, or overdraft has become unmanageable, it can be difficult to know where to turn. Missed payments, added interest, and growing balances can make things feel worse, but there are ways to take back control.
At PennyPlan, we offer clear, confidential advice for anyone struggling with debt. We’ll help you understand how Nationwide debts work, what your options are, and which debt solutions could help reduce your monthly payments. Our goal is to help you make informed decisions and start rebuilding your finances with confidence.
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Nationwide Loan Debt
If you’ve fallen behind on your Nationwide loan, you may be facing extra fees or letters. A Nationwide personal loan can feel straightforward at first, but when circumstances change, even a manageable payment can become a burden. Missed installments can quickly lead to late fees, added interest, and letters that increase the pressure.
If your Nationwide loan is becoming difficult to maintain, it’s important to get advice early. PennyPlan can help you review your situation and explore practical options such as a Debt Management Plan (DMP), Individual Voluntary Arrangement (IVA), or Debt Relief Order (DRO). These solutions can make monthly repayments more affordable, reduce creditor contact, and help you regain a sense of control.
We’ll walk you through how each option works, what impact it could have on your credit file, and what kind of results to expect. With the right plan, it’s possible to manage your Nationwide loan debt in a calm and structured way, without facing it alone.
We Help With Most Debts - Not Just Nationwide!
*Mortgage debt can be included if you no longer own the property in question.
Example Of An IVA
UNSECURED DEBTS
Your Monthly Repayments:
Find out for FREE what debt help is available to you
Subject to creditor acceptance. Payment subject to individual circumstances.
Credit Rating may be affected. Fees apply, subject to individuals circumstances.
Reasons To Choose PennyPlan
- Stop all interest & charges
- Write off debt
- Access well-being services
- Reduce monthly payments
Nationwide Credit Card Debt
Nationwide credit cards can be useful for managing everyday expenses, but when interest and fees build faster than you can repay, the balance can quickly become unmanageable. If you’re struggling to make more than the minimum payment, it might feel like you’re never making progress.
PennyPlan can help you understand how credit card interest is calculated and what steps can make repayments more affordable. We’ll explain how debt solutions can bring all your debts together into one monthly payment, and how freezing interest or charges might help reduce what you owe overall.
Even if you’ve already fallen behind, support is available. The right plan can help stop balances from rising further and give you a clear timeline to becoming debt-free.
How A Nationwide Debt Repayment Plan Works
Our friendly advisors can help you explore your options and set up a plan based on what you can realistically afford each month. We’ll talk you through each solution, so you can find a way forward and overcome your Nationwide debt.
IVA
Individual Voluntary Arrangement
An IVA consolidates your debts into one affordable payment plan, with some Nationwide debts potentially written off.
DMP
Debt Management Plan
A repayment plan that combines debts into one monthly payment. Interest can be reduced or frozen, helping ease financial pressure
DRO
Debt Relief Order
A debt reduction programme for those on low income. Certain debts can be cleared, with no ongoing payments required during the DRO.
Find Out For FREE What Debt Help Is Available To You
Get Help With Nationwide Debt Today
We’ve helped people across the UK take control of their debts and get their lives back on track. Our trained advisers will assess your individual situation and guide you towards the best way to manage and resolve your finances.
Do I Qualify
For an IVA?
100% FREE ADVICE
Get information today on your available options
Get Nationwide Debt Help Today & Talk To An Advisor
Coping with Nationwide debt can be incredibly difficult for individuals, but you’re not alone and the right advice can help you take back control of your finances. Our advisors will listen to your situation, guiding you through your options.
Get your finances back on track and chat to a member of our team today.
- One lower monthly payment
- Write off 75%* of unaffordable debt
- Freeze interest & charges
- Stop legal action including bailiffs
- Receive FREE well-being sessions
Can Nationwide Write Off My Debt?
Typically, Nationwide doesn’t write off debt in full, but they may agree to reduce what you owe or accept smaller payments if you’re facing financial difficulty. In some instances, you might be able to settle your debt for less than the full amount, although this isn’t guaranteed.
If your financial situation is serious, formal debt solutions could help reduce or write off part of what you owe.
If your situation is more serious, formal debt solutions like an IVA could be your best option. PennyPlan can explain which route might work best for you and help you understand the support available.
Tackle Your Debt And Your Mental Health In One Place
Our team are committed to getting your finances and well-being back in top condition
Apply for our eligibility check
Find out if you match the minimum criteria we require to enter you into one of our IVA plans
Speak to our debt specialists
Speak to our friendly debt specialists, who will explain all the options available to you.
Choose your debt solution
Now you have all the options available, you can make an informed decision that is right for you and your family.
Do I Qualify
For an IVA?
What Our Customers Say About Us
Maria
3 days ago
PennyPlan were extremely professional and genuinely caring, I am very happy that I made the call and now have a plan in place and peace of mind. From the first contact to the signing of the agreement it was straight forward and simple plus the staff really are exceptional in the way they listen and understand’ I couldn’t have asked for a better company.
Emily
4 days ago
For over a decade I have kept my money worries to my self away from friends and family one phone call with Leah and I had laid it all bare without a second thought nothing shocked her and nothing wasn’t sortable I’m forever grateful I stumbled across this company and no longer have to worry about money on my own. Highly recommend!!
Daniel
4 days ago
PennyPlan offered insightful, professional and empathetic support throughout my insolvency. Declan in particular was friendly, personable and knowledgeable, and a massive help throughout the process. They offer a no pressure service and allow you to make the best decision for yourself. I highly recommend these guys for anyone struggling with debt.
Mark
1 week ago
I was hesitant in applying for an IVA, But my mind was put at ease on the first call. The whole process was explained to me with complete care and understanding and I didn’t feel judged at all. Since being accepted for the IVA my mental health has improved so much and I now don’t worry about how I am going to put food on the table each week.
Nationwide Debt FAQs
Missing payments can lead to extra charges and may affect your credit score. If the debt remains unpaid, Nationwide could pass it to a collection agency. Getting early advice from PennyPlan can help you understand your rights and explore options to stop the situation from escalating.
Yes, you can contact Nationwide to request an affordable payment plan. PennyPlan can guide you on how repayment plans work and help you explore formal options like a DMP if you have other debts to include.
If you fall behind, Nationwide may send letters, emails, or call to discuss your account. This can feel stressful, but speaking with a debt advisor can help you respond confidently and understand the next steps.
If your debt remains unpaid for a long period, Nationwide could take legal action to recover the money owed. However, this is usually a last resort. Getting advice early from PennyPlan can help you find an affordable solution before things reach that stage.